Joydeep Ghosh And Priya Nair

Stories by Joydeep Ghosh And Priya Nair

Want better returns at lower risk? Go for STPs

Want better returns at lower risk? Go for STPs

Rediff.com   16 Jan 2017

Now STPs or variable SIPs can earn better returns than vanilla SIPs.

Demonetisation = Up to 25% increase in monthly budget

Demonetisation = Up to 25% increase in monthly budget

Rediff.com   29 Dec 2016

Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.

Sigh! 2016 was a tough year to make money

Sigh! 2016 was a tough year to make money

Rediff.com   27 Dec 2016

Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.

How to sell your used car online

How to sell your used car online

Rediff.com   23 Dec 2016

A dummy's guide to get the best price for your car.

Despite the cut, EPF rate is still substantial

Despite the cut, EPF rate is still substantial

Rediff.com   20 Dec 2016

'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'

After cash pain, some cashless gain

After cash pain, some cashless gain

Rediff.com   12 Dec 2016

Ways on how consumers can maximise benefits.

Why you must revive your lapsed insurance

Why you must revive your lapsed insurance

Rediff.com   23 Nov 2016

You are charged the same premium and also enjoy continuity benefits

How to Survive the Cash Crisis

How to Survive the Cash Crisis

Rediff.com   15 Nov 2016

What can households do with the old Rs 500 and Rs 1,000 notes? How can they find Rs 100 and smaller denominations?

Cash-to-cashless journey won't be easy

Cash-to-cashless journey won't be easy

Rediff.com   11 Nov 2016

While the acceptance of cards, mobile wallets and banking apps is increasing, only 10 per cent of transactions take place through them.

Don't panic, there's enough time to get new notes

Don't panic, there's enough time to get new notes

Rediff.com   9 Nov 2016

In the next few days, use credit/debit cards wherever possible or download your bank's mobile banking app or a mobile wallet.

Why you must change your ATM PIN right away

Why you must change your ATM PIN right away

Rediff.com   21 Oct 2016

With debit cards of 5 banks compromised, time to be very cautious while transacting. If possible, avoid non-bank ATMs.

Tough rules for AYUSH treatment make health cover difficult

Tough rules for AYUSH treatment make health cover difficult

Rediff.com   19 Oct 2016

IRDA's condition that treatment under AYUSH has to be at a government hospital or an institute recognised by the government makes insurance cover difficult.

Loan against property: The dos and don'ts

Loan against property: The dos and don'ts

Rediff.com   18 Oct 2016

Frequent balance transfer in search of a lower rate can be tricky for borrowers, if property prices fall

Have you changed your ATM PIN recently?

Have you changed your ATM PIN recently?

Rediff.com   22 Sep 2016

About 70 per cent of ATMs in India are running on outdated operating systems, which makes it easier for fraudsters to crack them

Convenience, safety or discount? The dilemma of how to pay your bills

Convenience, safety or discount? The dilemma of how to pay your bills

Rediff.com   19 Sep 2016

A mobile wallet may offer discounts but allows transactions of limited amounts. And, while a bank app or internet account allows larger transactions, it might be less convenient

Stay invested in equities over the long term for better returns

Stay invested in equities over the long term for better returns

Rediff.com   19 Sep 2016

Here's how to get high returns from equities...

Read this before going for private locker service

Read this before going for private locker service

Rediff.com   2 Sep 2016

Private players offer convenience for slightly higher rental than banks.

Masala bonds can be good for NRIs' portfolios

Masala bonds can be good for NRIs' portfolios

Rediff.com   30 Aug 2016

If the view is that rupee will depreciate, hedge your exposure by using forward cover

Jai Anmol: Meet the low-profile Ambani scion

Jai Anmol: Meet the low-profile Ambani scion

Rediff.com   26 Aug 2016

The new executive director of Reliance Capital has big shoes to fill in every way.

Bank frauds: Limited liability for customers?

Bank frauds: Limited liability for customers?

Rediff.com   22 Aug 2016

If RBI's recommendations are finalised, it will give more teeth to the existing fair practice code