Now STPs or variable SIPs can earn better returns than vanilla SIPs.
Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.
Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.
A dummy's guide to get the best price for your car.
'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'
Ways on how consumers can maximise benefits.
You are charged the same premium and also enjoy continuity benefits
What can households do with the old Rs 500 and Rs 1,000 notes? How can they find Rs 100 and smaller denominations?
While the acceptance of cards, mobile wallets and banking apps is increasing, only 10 per cent of transactions take place through them.
In the next few days, use credit/debit cards wherever possible or download your bank's mobile banking app or a mobile wallet.
With debit cards of 5 banks compromised, time to be very cautious while transacting. If possible, avoid non-bank ATMs.
IRDA's condition that treatment under AYUSH has to be at a government hospital or an institute recognised by the government makes insurance cover difficult.
Frequent balance transfer in search of a lower rate can be tricky for borrowers, if property prices fall
About 70 per cent of ATMs in India are running on outdated operating systems, which makes it easier for fraudsters to crack them
A mobile wallet may offer discounts but allows transactions of limited amounts. And, while a bank app or internet account allows larger transactions, it might be less convenient
Here's how to get high returns from equities...
Private players offer convenience for slightly higher rental than banks.
If the view is that rupee will depreciate, hedge your exposure by using forward cover
The new executive director of Reliance Capital has big shoes to fill in every way.
If RBI's recommendations are finalised, it will give more teeth to the existing fair practice code